Start with a cap: if repair exceeds roughly fifty percent of replacement and the item has midlife or older wear, replacing often wins. Adjust this heuristic for durable goods like cast-iron ranges or bikes, where longevity justifies deeper repairs.
Time pressure is real. A broken fridge on a holiday weekend costs spoiled food, stress, and emergency fees. Weigh loaner options, coolers, laundromat trips, or backup devices. Sometimes temporary stopgaps buy learning time; sometimes swift replacement preserves sanity.





